Prices & Process

Complete transparency, complete control

Flexible |  Fair value guarantee  |  Lightning sessions

Here at every step.

Our process is broken down into four individual stages. One step at a time. Each serves its own purpose and delivers great value.
 
If you reach the end of a stage and don’t feel you’ve had sufficient value then our fair value guarantee means you don’t pay.

Step 0

Meet your guide £0

Lets see if we’re a good  fit. You will get: 

  • A feel for who we are, what we can offer and the way we work
  • To tell us in detail why you’re seeking advice, to outline of your position and to clarify what you hope to accomplish
  • To ask any initial questions you might have. Assess whether we can help (& if we can’t rest assured that we’ll signpost you somewhere useful)

Step 1

Current destination £950

What if you keep doing what you’re currently doing? You will get:

  • A full financial evaluation & technical cash flow planning giving you a precise grasp on your current financial situation
  • Prompted to deeply consider your financial goals & your personal ambitions
  • A forward projection in time of your current financial trajectory, enabling insightful assessment against your future goals & ambitions
  • Financial problems or deficiencies identified & areas for optimisation highlighted

*£1,500 to £3,000 depending on complexity

Step 2

A better route £2,250*

Enhance your financial potential. You will get: 

  • A bespoke financial strategy designed to move you towards realisation of your future goals
  • In-depth technical analysis around the cost efficiency, performance & quality of current pensions, investments & plans
  • An assessment of your attitude towards investing & risk-taking to ensure alignment with your investment strategy
  • A range of strategic recommendations which address problems or deficiencies & enhance your financial potential
  • Full access to educational resources, trusted partners & our network of professional connections

Step 3

Fully Guided™ 1%*

Complete financial optimisation. You will get: 

  • Peace of mind, fee savings & total financial optimisation as we take full responsibility for the implementation of your financial plan
  • Specific tactical recommendations. We identify the very best pensions, plans, investment solutions, provider cover etc. All tailored to you.
  • Specific action steps to manage your tax position, which we fully implement
  • Us doing the hard yards. We liaise with providers, do the paperwork, deal with investment managers & all the other parties involved
  • Post implementation, the ongoing monitoring & tracking of your assets & liabilities, actively adjusting in response to policy or legal change
  • Not just a tick box annual review. We repeat steps one & two entirely each year.
  • Everything included. All new investments, all tactical changes, anything that’s needed to keep you optimised is included in the ongoing fee
  • Permanent access to our team, our contacts, our knowledge. Regular check-ins to keep you on track ensuring you feel fully supported

*1% initial implementation fee & 1% per annum ongoing

Lightning sessions £250

One-off stand alone sessions to address a specific issue or take a particular action. 

  • A sounding board 
  • A second opinion 
  • One off actions like tax planning or technical calculations
  • A neutral professional to help resolve settlement issues

It all starts with the first step.

Book a zero cost call to meet us, ask questions and see if we’re the right fit.